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Square doesn't necessarily deposit the funds into your account the next day. If it's a weekend or holiday - 2-3 days. After you go over your $1000 limit for the month, they hold back all or part of your subsequent payments for 30 days (can you imagine doing the bookkeeping on partial holdbacks? It's a nightmare). Good luck on getting any kind of customer support (no, really, Google "Square reviews") if there's a problem (let's just say their support/FAQ pages are not exactly robust, either), and if you are taking payments from people you need to track (maybe for attendance at an event), their reports and way of getting the reports is enough to drive a bookkeeper/event planner to drink. With Paypal (I'm not sure about their app), I can call Paypal and talk to a warm body located in an Enlish-speaking part of the world, and I can download comprehensive reports as a CSV.